Securing working capital to support rapid growth and project delivery
This month, we are pleased to share how NGI Finance supported a well-established UK ventilation systems specialist in securing tailored funding to strengthen working capital during a period of rapid growth. By arranging a £200,000 funding facility over 72 months, we helped the business improve cashflow flexibility as it commenced several large-scale new projects, while also securing a significantly more competitive rate than had previously been offered elsewhere.
The need:
Our client is a well-established, leading UK designer, supplier and installer of ventilation systems, with over 30 years of experience in the sector.
Having built a strong reputation in the market over several decades, the business has recently entered a high-growth phase, with several new, large-scale projects commencing. While this growth presented an exciting opportunity, it also created increased pressure on working capital, as the business needed to ensure sufficient cashflow was in place to support project mobilisation, supplier commitments and day-to-day operational requirements.
The directors had already explored the market and received high-interest funding offers elsewhere. However, they were keen to find a solution that not only met the immediate need for additional working capital but also aligned with the company’s broader ambitions and avoided placing unnecessary cost pressure on the business as it scaled.
They were therefore seeking a funding solution that would provide the flexibility to support cashflow through this expansion period, while delivering more competitive terms than had previously been made available.
The solution:
NGI Finance took the time to fully understand the client’s current position, trading profile and future growth plans. Rather than offering a one-size-fits-all approach, we worked closely with the business to identify the most suitable lender and structure a bespoke funding solution that reflected both the company’s immediate requirements and longer-term ambitions.
The funding package enabled the business to:
- Secure £200,000 of additional working capital
- Spread repayments over a 72-month term
- Strengthen cashflow as new large-scale projects commence
- Support supplier payments and operational commitments during growth
- Preserve internal liquidity and maintain financial flexibility
- Benefit from an interest rate less than half of what had previously been offered elsewhere
By taking a relationship-led and strategic approach, we were able to secure a highly competitive outcome that gave the directors confidence to move forward with their growth plans, knowing they had the right funding structure in place to support delivery and maintain momentum.
Why NGI Finance?
At NGI Finance, we understand that growth can create as many funding challenges as opportunities. When businesses take on larger contracts or enter a new phase of expansion, access to the right working capital can be critical to maintaining cashflow, protecting operational stability and supporting continued success.
Whether a client is comparing offers in the market, seeking more competitive terms, or looking for a lender that truly understands their business, we take the time to assess the bigger picture and deliver tailored funding solutions that support both immediate needs and long-term ambitions.
We are proud to have supported this leading UK ventilation systems specialist in securing the working capital required to back its next stage of growth, while achieving a significantly stronger funding outcome than had previously been available.
For any questions on this success story or to discuss your business finance needs, please call us on 01993 706403 or email enquiries@ngifinance.co.uk.
