Working Capital

2026 trends in SME finance, what business owners should prepare for now

2026 trends in SME finance, what business owners should prepare for now

As SMEs look ahead to 2026, the financial landscape is set to evolve in ways that will influence borrowing, investment and day-to-day cash flow management. With economic conditions stabilising and lending markets becoming more competitive, business owners who understand the emerging trends and prepare early, will be best placed to secure the right funding at…

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750 400 Lorna Slee
How to financially prepare your business for 2026 tax changes

How to financially prepare your business for 2026 tax changes

With 2026 on the horizon, many businesses are starting to consider how upcoming tax changes could affect their financial position. From potential adjustments to corporation tax and capital allowances to evolving rules around digital reporting and environmental levies, preparation is key. Taking a proactive approach now can help businesses manage their obligations, protect cash flow…

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750 400 Lorna Slee
How to use finance as a buffer against economic uncertainty

How to use finance as a buffer against economic uncertainty

Periods of economic uncertainty can challenge even the most resilient businesses. Fluctuating markets, rising costs and shifting customer demand can all place pressure on cash flow and planning. In these conditions, access to flexible finance isn’t just useful, it’s a strategic safeguard. Used effectively, finance can provide a crucial buffer, helping businesses manage risk, maintain…

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750 400 Lorna Slee
When to use asset finance. A sector-by-sector breakdown
When to use asset finance. A sector-by-sector breakdown

When to use asset finance. A sector-by-sector breakdown

A well-timed asset finance strategy can be the key to unlocking growth, maintaining cash flow and staying competitive, regardless of the sector. Asset finance allows businesses to acquire essential equipment, vehicles, or technology without the need for large upfront payments. Instead, the cost is spread over an agreed period, helping to preserve working capital while…

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750 400 Lorna Slee
Supporting IT marketing growth
Supporting IT marketing growth

Supporting IT marketing growth

September success story This month, we are delighted to share how NGI Finance delivered a swift and effective funding solution to support the growth of a leading IT marketing company. We enabled them to secure £250,000 of working capital within just one week, exceeding expectations and empowering their next stage of expansion.  The need: £250,000…

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750 400 Lorna Slee
Driving forward with asset-backed finance
Driving forward with asset-backed finance

Driving forward with asset-backed finance

July success story This month, we’re pleased to showcase how a strategic asset finance solution enabled a valued existing client, to invest in a high-specification vehicle, without compromising cash flow or operational agility. The need: A £90,000 high-spec Land Rover Defender on flexible terms A long-standing client with a growing operational footprint, sought to acquire…

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750 400 Lorna Slee
Funding options for nurseries: Expanding childcare facilities with finance
Funding options for nurseries: Expanding childcare facilities with finance

Funding options for nurseries: Expanding childcare facilities with finance

Demand for high-quality childcare continues to grow, and for nursery owners, expansion can offer exciting opportunities. Whether the need is to open a new location, renovate existing space, or invest in new equipment, having the right finance in place is essential to scale a childcare business sustainably. Here’s a look at the most effective funding…

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750 400 Lorna Slee
Facilitating momentum with flexible working capital
Facilitating momentum with flexible working capital

Facilitating momentum with flexible working capital

June success story This month, we’re pleased to highlight a series of working capital solutions delivered in a short period of time, supporting four valued clients in unlocking the funds they need to drive continued business growth. The need: £20,000 to £200,000 to support operational and strategic growth Each of our clients, established businesses across…

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750 400 Lorna Slee
How to use business loans effectively to boost working capital
How to use business loans effectively to boost working capital

How to use business loans effectively to boost working capital

When used strategically, business loans can be a powerful tool to improve working capital, support growth, and provide resilience during uncertain times. The key lies in choosing the right type of finance and aligning it with the objectives of the company. Understanding working capital Working capital is the money available to meet short-term obligations, this…

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750 400 Lorna Slee
How business finance can be used to fulfil growth
How business finance can be used to fulfil growth

How business finance can be used to fulfil growth

For businesses looking to expand, business finance plays a crucial role in facilitating growth. Whether it's scaling operations, investing in new technology, or increasing market reach, the right financial support can accelerate success. Here are 5 ways business finance can be used to fulfil growth.  Expanding operations Growth often requires expanding operations, which can include…

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750 400 Lorna Slee
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