When an application is made for business finance, it can sometimes feel like the application disappears into a black box. One business is approved quickly, while another is asked for more information, or declined. In this guide, we explain the key factors lenders look at when reviewing applications for business loans, asset finance and invoice…
read moreIn 2006, NGI Finance was founded with a clear purpose to make business finance easier to understand, more accessible and better aligned to the real needs of UK businesses. Twenty years later, that mission still sits at the heart of everything we do. The only difference is our reach, experience and impact have grown significantly.…
read moreAs the year draws to a close, many SME owners turn their attention to reviewing financial performance and building a strategy for the year ahead. A structured year-end finance review provides clarity, strengthens decision-making and creates a solid foundation for sustainable growth in 2026. It’s an opportunity to reflect, refine and realign your business goals…
read moreIn today’s fast-moving business world, it’s not enough just to know you need funding. It’s about understanding the right way to access it and that’s where the role of a trusted intermediary comes in. In the latest episode of Finance in Fifteen from Business Finance Matters, “What is a Business Finance Intermediary?”, hosts David and…
read moreA business credit score is one of the most important indicators of financial health and it plays a major role in determining access to funding. Whether it is applying for a loan, opening a new credit facility, or negotiating terms with suppliers, the score tells lenders and partners how risky (or safe) it is to…
read moreA well-planned funding strategy can play a major role in a company achieving its 2026 business goals. Whether the focus is growth, expansion, new product launches or simply improving cash flow, having access to the right type of business finance at the right time can make or break the plans. Having the ability to secure…
read moreGrowing sustainably takes more than ambition; it requires a well-structured finance strategy that supports scaling without strain. Let’s explore how to prepare a business for growth. Be crystal-clear on the growth ambition Define what growth means, it could be entering new markets, expanding production capacity, hiring key personnel, or developing new products. By demonstrating a…
read moreExpanding a franchise is an exciting milestone, but it often comes with a significant financial investment. Whether its launching additional locations, hiring staff, or upgrading equipment, having the right funding in place is essential for sustainable growth. In this article, we’ll explore how to secure franchise finance and why choosing the right funding partner can…
read moreJune success story This month, we’re pleased to highlight a series of working capital solutions delivered in a short period of time, supporting four valued clients in unlocking the funds they need to drive continued business growth. The need: £20,000 to £200,000 to support operational and strategic growth Each of our clients, established businesses across…
read moreUnsecured loans have gained significant popularity among borrowers due to their accessibility and flexibility. Unlike secured loans, unsecured loans do not require collateral, making them an attractive option for individuals and businesses who may not have valuable assets as collateral. Why choose an unsecured loan? No collateral requirement Borrowers are not obligated to provide assets…
read more
When you visit our website, it may store information through your browser from specific services, usually in the form of cookies. Here you can change your Privacy preferences. It is worth noting that blocking some types of cookies may impact your experience on our website and the services we are able to offer.
