For many businesses, cash flow is the biggest challenge. They have done the work, sent the invoice, but are waiting 30, 60 or even 90 days to get paid. This gap between work delivered and money received can hold a company back from paying suppliers, covering payroll or taking on new opportunities. This is where…
read moreMaintaining a steady cash flow is a common challenge faced by an SME, especially in industries where long payment terms are the norm. Invoice finance can help to solve this challenge by allowing businesses to unlock cash tied up in unpaid invoices and focus on growth. What is invoice finance? Invoice finance allows businesses to…
read moreBusiness finance is a critical tool for companies seeking growth, stability, and expansion. Various industries in the UK rely on financing options such as asset finance, invoice financing, and business loans to support their operations. Here are the top five industries currently leveraging business finance. Manufacturing The manufacturing sector requires significant capital investment in machinery,…
read moreInvoice finance enables an advance in cash against unpaid invoices. In essence, a factoring company will take ownership of a business’s sales ledger and act as a credit department by issuing cash as soon as an invoice has been raised and chase payment when it is due. There are always a lot of questions asked…
read moreBusiness finance can encompass a broad spectrum of funding solutions. It covers areas such as secured loans, unsecured loans, asset finance, invoice factoring, commercial mortgages and acquisition finance. All are very different in their own right and have been designed to suit specific business needs. Throughout the past 12 months there have been 5 very…
read moreMaintaining a positive cashflow is crucial for any business for its ongoing success. Often one of the key barriers to this is delays by customers in paying their invoices. Being able to protect a business against bad debt is hugely important and by utilising invoice finance a business can access up to 90% of the…
read moreCommercial finance is a term that covers a multitude of business finance products which can include both short and long-term solutions. Here are some of the most common options available in greater detail. Commercial loans A commercial or business loan provides an agreement of funding between a company and a lender. It allows a business…
read moreWith the variety of business finance solutions available, often it can become confusing which is the best option to select. If we solely look at sales invoice finance, it is an ideal choice for a business that needs to access finance quickly as much of their money is tied up in unpaid invoices. Also known…
read moreBalancing cash flow is a key component to the success of any business. Having a sustainable level of cash to assist with paying salaries and bills whilst also keeping a healthy reserve for those unexpected costs is vitally important. Any business that can safeguard its money will in turn help to secure its future growth.…
read moreDebt factoring is when a business needs immediate cashflow and so will sell its invoices to a broker who can arrange for an advanced payment to be made. Often clients will take 60-, 90- or 120-day payment terms and waiting for that payment is not always a viable option for the company. This is where…
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