As the final quarter of the year approaches, many businesses experience increased financial pressure. Seasonal fluctuations in demand, rising costs and year-end expenses can all contribute to cash flow challenges. Whether a business is gearing up for a busy festive season or facing a quieter trading period, careful financial planning in Q4 is essential to…
read moreThe summer season is a crucial time for many retailers. With increased footfall, seasonal promotions, and higher demand for goods and services, it’s also a time when cash flow can be stretched. Whether it’s stocking up on inventory, hiring temporary staff, or refreshing a shopfront, having the right finance in place can help to maximise…
read moreWhen used strategically, business loans can be a powerful tool to improve working capital, support growth, and provide resilience during uncertain times. The key lies in choosing the right type of finance and aligning it with the objectives of the company. Understanding working capital Working capital is the money available to meet short-term obligations, this…
read moreTo ensure ongoing business continuity and growth, the correct management of working capital is critical. A key factor is maintaining a healthy cash flow to ensure that all ongoing day to day costs are accounted for. The difference between a successful and a struggling business is often down to their management of their working capital.…
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