business loans

2026 trends in SME finance, what business owners should prepare for now

2026 trends in SME finance, what business owners should prepare for now

As SMEs look ahead to 2026, the financial landscape is set to evolve in ways that will influence borrowing, investment and day-to-day cash flow management. With economic conditions stabilising and lending markets becoming more competitive, business owners who understand the emerging trends and prepare early, will be best placed to secure the right funding at…

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750 400 Lorna Slee
How to conduct a year-end finance review and set goals for 2026

How to conduct a year-end finance review and set goals for 2026

As the year draws to a close, many SME owners turn their attention to reviewing financial performance and building a strategy for the year ahead. A structured year-end finance review provides clarity, strengthens decision-making and creates a solid foundation for sustainable growth in 2026. It’s an opportunity to reflect, refine and realign your business goals…

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750 400 Lorna Slee
Your year-end financial checklist for SMEs, what to do before 31 December

Your year-end financial checklist for SMEs, what to do before 31 December

As the end of the calendar year approaches, small and medium-sized enterprises (SMEs) face a crucial opportunity to review their finances, optimise their tax position and ensure compliance with regulatory requirements. A well-planned year-end process not only reduces stress in January but also strengthens cash flow, highlights growth opportunities and supports better decision-making for the…

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750 400 Lorna Slee
Seasonal cash flow gaps, how to stay financially stable in Q4
Seasonal cash flow gaps, how to stay financially stable in Q4

Seasonal cash flow gaps, how to stay financially stable in Q4

As the final quarter of the year approaches, many businesses experience increased financial pressure. Seasonal fluctuations in demand, rising costs and year-end expenses can all contribute to cash flow challenges. Whether a business is gearing up for a busy festive season or facing a quieter trading period, careful financial planning in Q4 is essential to…

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750 400 Lorna Slee
The pros and cons of asset finance versus business loans
The pros and cons of asset finance versus business loans

The pros and cons of asset finance versus business loans

Choosing between asset finance and a traditional business loan is simple, it comes down to a business’s cash‑flow needs, collateral availability and desired flexibility. The following provides a bit more detail to help with the considerations. Asset Finance Pros Purchase essential equipment (vehicles, machinery, technology, etc) without draining cash flow. Assets themselves act as collateral,…

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750 400 Lorna Slee
How to use business loans effectively to boost working capital
How to use business loans effectively to boost working capital

How to use business loans effectively to boost working capital

When used strategically, business loans can be a powerful tool to improve working capital, support growth, and provide resilience during uncertain times. The key lies in choosing the right type of finance and aligning it with the objectives of the company. Understanding working capital Working capital is the money available to meet short-term obligations, this…

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750 400 Lorna Slee
How business funding can help with a company’s budgeting
How business funding can help with a company’s budgeting

How business funding can help with a company’s budgeting

There are several financial tools available which can assist a company with its budgeting. Providing access to capital, improving cash flow, managing costs and enabling good investment strategies are just a few of the benefits that can be experienced. Here are our top 4 funding tools: Business loans Capital for growth – the funding of…

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750 400 Lorna Slee
Staycation finance
Staycation Finance

Staycation finance

Since the end of 2020 there has been huge popularity in staycations. A staycation can be a holiday which is taken in the same country that you live or simply staying at home and taking day trips to local attractions. The UK has some fabulous destinations for a holiday whether it is experiencing the vast…

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750 400 Lorna Slee
I simply want business finance
I Simply Want Business Finance

I simply want business finance

Business finance is diverse, it can be used to help fund the purchase of an asset, to fulfil growth plans, to release working capital, to free up money from unpaid invoices, to complete on a property development deal or to simply boost cashflow. Previously businesses would have not considered business finance as they would have…

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750 400 Lorna Slee
Finance for music festivals
Finance for Music Festivals

Finance for music festivals

Over the past few years there has been a surge in the music festival sector, and it is now seen as a vibrant element of the leisure and hospitality industry. With costs continuing to rise for overseas holidays, many are preferring the staycation option which further helps the popularity of attending a live music event.…

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750 400 Lorna Slee
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