We pride ourselves on having built a solid reputation for securing the best financing solutions available for our clients. We endeavour to support your business through every stage of the process to ensure that we achieve a successful outcome together. Our news page is a useful resource for all areas of business finance.
Business expansion can be an incredibly exciting time in the lifecycle of a company. It focusses on increasing 3 key areas of the business: customers, brand awareness and profits. Different…
Balancing cash flow is a key component to the success of any business. Having a sustainable level of cash to assist with paying salaries and bills whilst also keeping a…
As the clocks spring forward and we all start dreaming of warmer weather and lighter nights there is a real buzz building around the forthcoming festival season. Having been hit…
Debt factoring is when a business needs immediate cashflow and so will sell its invoices to a broker who can arrange for an advanced payment to be made. Often clients…
Intellectual property (IP) refers to a set of intangible assets which are owned by a business and which are legally protected. It is not a physical asset, but includes items…
Business car finance enables companies to purchase new vehicles, without having to fund the total amount of the purchase upfront. Whether it is a company car upgrade, a brand-new vehicle…
Asset funding in simple terms, describes a type of funding that can be used for purchasing a new business asset. It can be used for either acquiring a new asset…
The farming industry is a crucial part of the economy but it is one which also is extremely challenging. Managing cash flow when you operate in a seasonal basis, where…
The RLS (Recovery Loan Scheme) backed Government initiative has been running since April 2021 and continues to offer financial support to all types of businesses across the UK. It was…
A fixed business asset is something that is purchased for long term use and can include property, equipment and land – all of which are used for operational purposes to…
A company’s assets are the items which are used for the benefits of the business. These could be things that help with the day to day running of the business…
As we are fast approaching the end of the year it is time to prepare for the fun of the festivities and most importantly the opportunity to spend precious time…
Finding the right finance can be a real stumbling block for prospective franchisees - and a major challenge for franchisors hoping to recruit them. Without the right savings or finance…
There are many types of commercial property finance, many types of lenders and many options to choose, all of which are determined by the specific project need. Some of the…
As the name implies, working capital finance has been developed to help a business boost its working capital through business finance. Often it will be sourced for areas of business…
Here at NGI Finance, we are an independent asset finance business specialist. We have a whole of market approach and have over 50-years combined experience. Our aim is to deliver…
Asset finance allows a company to use their business balance sheet assets as security for borrowing money. It is one of the most popular and secure ways of establishing working…
The Coronavirus Job Retention Scheme (CJRS) closed on 30th September. This was an initiative set-up by the Government which allowed a business to claim up to 60% of a furloughed…
Items such as food, flowers, pharmaceuticals, chemicals and other temperature sensitive goods require transportation in a vehicle where temperatures can be kept to an optimum level for both short and…
Typically, October and November can be quiet months for the commercial vehicle sector, the buzz around the new registrations in September has curtailed and new purchases tend to be slow.…
Running a food manufacturing business can be a challenge. Not only are there the day-to-day operations and staffing issues to contend with, there are also other factors such as being…
The packaging industry is fast moving and incredibly competitive. Any business operating within this sector needs to be continually evolving through investment and development. Here at NGI we are highly…
Having had to initially cancel our charity event back in July due to bad weather, on Friday 24th September we were delighted to be able to complete our plans. Several…
Any successfully manufacturing business continually invests in the latest equipment and technologies to ensure that their operating processes are fully optimised. Gaining a competitive advantage thanks to state-of-the-art equipment is…
In today’s world where we are surrounded by choices and options for any type of purchase it can often be frustrating to find exactly what we need. If we relate…
The SME (small and medium-sized enterprise) sector is arguably the most important area for the business community. With an estimated turnover of £1.6 trillion it accounts for 47% of private…
The acquisition of a franchise can often be an extremely attractive solution for those who want to own their own business without having to start from scratch. For those who…
The Enterprise Finance Guarantee Loan (EFG) is a scheme set-up to assist businesses who might not have been successful with a normal commercial loan application. It is a government backed…
Many businesses have recognised that when in need of finance the traditional approach of speaking with their local bank is not always the best option. Instead, they seek the advice…
A commercial vehicle is, as the name suggests, any vehicle that is used for business purposes. This could include cars, vans, buses, HGV’s and agricultural vehicles. When the need for…
Running a food business today can mean many different things. Traditionally most people think of a restaurant, café or takeaway but one of the most popular options currently is a…
Successful businesses need a strong infrastructure, competent staff and of course machinery and equipment which they can rely on. Being able to continually invest in machinery can be costly and…
Asset based lending (ABL) is a form of business finance that uses the assets on a company’s balance sheet as security for any type of lending. These assets could include…
Adapt has become such a prominent word over the past 18-months. People have had to adapt to a new way of living and working. Businesses have had to adapt to…
There continues to be an upsurge in demand for electric vehicles, especially as the Government has a plan to roll out more low emissions schemes in many of the UK’s…
Receivable finance is a very popular funding solution that helps to free up working capital whilst a business continues to run smoothly. Also known as invoice discounting or invoice factoring,…
A common preconception when we speak about the self-employed is that this refers solely to trade professionals such as electricians, plasterers, plumbers, gardeners and carpenters. However, there are several ways…
Since the Covid-19 pandemic hit the Government have been incredibly proactive in supporting the business community through a range of funding initiatives. We saw the introduction of the Business Bounce…
SpecialEffect is, in our opinion, a very unique charity. They look to put fun and inclusion back into the lives of people with physical disabilities by helping them to play…
All small businesses will set themselves the same goal, provide an excellent service or product and look to generate profit as soon as possible. There is no set pattern for…
Managing cash flow can be one of the most important areas for a business. Cash flow is basically the calculation between money coming in and money going out of a…
When the time is right, purchasing an existing business or franchise can be an incredible opportunity for any entrepreneur or business professional. Growing businesses might also see their growth plans…
For any business looking for a quick business loan we would recommend the Recovery Loan Scheme (RLS). RLS is a government initiative that allows any type of business to apply…
Commercial finance is a lending solution that has been developed for any type of commercial business. Also known as business funding or business finance, it is a loan that can…
The NGI team are delighted to confirm that we are able to assist with any applications in relation to the Recovery Loan Scheme (RLS). The RLS is the latest Government…
Short term finance offers any type of business a cashflow boost where terms are typically between 2 to 5 years. They can be sourced for a multiple of uses which…
The demand for commercial mortgages is on the rise. Business owners are continuing to recognise that investing in their business property could help to cement their financial future and many…
There is great optimism across the business landscape and hope that the next 12-months will continue to see growth across all sectors. Recently businesses operating in the retail, hospitality and…
The super tax deduction scheme was introduced on 1st April 2021 and is for companies purchasing capital assets that will be entitled to 130% tax relief on the first year.…
Scale-up is a very topical phrase especially across the business environment. Often a business in its scale-up phase is one that has grown by 20% over a 2-year period and…
A Government backed business loan is a funding solution that has been designed to help all types of businesses. This video explains a little more and also gives details on…
In the past few weeks, the UK has taken more positive steps to overcome the challenges that the COVID pandemic bought. In business terms, many companies have welcomed staff back…
A Government business loan is a funding solution to help all types of businesses. It could be for business expansion, business growth, introducing new products and services or even for…
There have been many questions around what the comparisons are between the old CBILS (Coronavirus Business Interruption Loan Scheme) and its replacement the RLS (Recovery Loan Scheme). CBILS was introduced…
At the end of March, the Business Bounce Back Loan Scheme (BBLS), Coronavirus Business Interruption Loan Scheme (CBILS) and Coronavirus Large Business Interruption Loan Scheme (CLBILS) all came to an…
There has never been a more important time for companies to look at the benefit of going green for their fleet of vehicles. It was recently announced that from 25th…
The NGI Finance team are on hand to help with any business finance need. Whether it is for asset finance to purchase new equipment, invoice finance to bridge the cashflow…
The SME sector is rich in opportunities, both for proactive growing businesses and also for those wanting to take the next step and become a business owner. The last 12…
There are lots of questions around the Recovery Loan Scheme, the latest Government-backed business initiative to help any business that has been impacted by COVID-19. This video provides answers to…
Did you know that you can now access business funding within just 7 days? Whether you need a new fleet of company vehicles, some new IT equipment, a simple boost…
The forecast for the UK business economy over the next 12-months is very bright, with many business owners anticipating a surge in growth. In fact, many are already looking to…
The Recovery Loan Scheme (RLS) is the latest Government-backed business initiative to help any business that has been impacted by COVID-19. It has a diverse range of uses which includes…
The recent addition to the existing IR35 legislation (a Government initiative) now puts the onus onto private companies to decide whether or not a contractor should in fact be employed…
We are delighted to announce the appointment of Ian Nash to the NGI family who will be responsible for the operation of the NGI Franchise in Reading, covering the Berkshire…
Current predictions are that the manufacturing sector is on a growth curve and many companies are looking to invest in new machinery. Here at NGI Finance we have seen this…
Chancellor Rishi Sunak recently announced, in a bid to boost the UK economy, the introduction of a
The Government recently announced the introduction of a new super tax deduction policy. Our latest video explains the scheme in a little more detail.
Following the recent budget announcement from the Chancellor it was confirmed that both the Recovery Loan Scheme. More details will be released over the coming weeks but a short summary…
We all need a little cash flow boost every once in a while and there are some great finance deals available for the construction sector. Both
The business economy is slowly on the rise. Here at NGI we have certainly seen a boost in new property finance enquiries as a result of the
This time last year, the Prime Minister announced the first national lockdown in response to the Coronavirus pandemic. Businesses were forced to close and staff put on furlough to help…
When you apply for business funding through NGI we make sure the whole process is stress free. In fact, we have condensed it simply down to the 5-step process: The…
There are a lot of benefits from completing a business funding stress test. When a business is looking to expand, grow or diversify and is considering the best financial options…
You might have heard about a banking stress test. Basically, this is a process that is undertaken which looks at the resilience of the Bank to ensure they can cope…
The property development sector is one that has understandably struggled in recent months. Whilst it was initially helped with the Government backed CBILS property development finance loan pot of £50…
The Coronavirus Business Interruption Loan Scheme (CBILS) has been an incredibly beneficial solution for the SME sector. This Government backed initiative has seen over 87,000 successful applications with a total…
Traditionally, if you were looking for some form of business finance, your first steps would be to contact your Bank Manager. Since the Coronavirus Business Interruption Loan Scheme (CBILS) was…
With all the talk of Coronavirus and national lockdown it is easy to forget everything else that is happening and probably one of the most topical subjects in recent years…
Many businesses sensibly took advantage of the Coronavirus Business Interruption Loan Scheme (CBILS) when it was first launched back in March 2020. This Government led initiative was developed to help…
It might seem like a bold statement but the money available via a CBILS loan is a fantastic option for any business looking for a cash boost. Watch the video…
The Government have recently announced that it will be extending the Coronavirus Business Interruption Loan Scheme (CBILS) for probably the last time. It will now run until 31st March 2021.…
A new year always brings with it a fresh approach, new goals and a desire to achieve bigger and better things. For many businesses it is a time for cementing…
For a limited time only, make sure that you don’t miss out on the best ever business loan. The one real positive business benefit in recent times has to be…
The end of any year always brings a time to slow down and spend precious time with family. In what has been one of the strangest years we are ever…
Repayments for the bounce back loans will soon need to be budgeted for, our latest video provides a bit more information. You can even consider taking an additional funding via…
The good news is that the Coronavirus Business Loans Interruption Scheme (CBILS) has been extended until 30th November. Our video will show you why you should apply and how easy…
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