Business Loans

At NGI Finance, we help UK businesses access tailored loan solutions that support growth, cash flow and strategic investment. Whether you’re looking to fund expansion, manage seasonal fluctuations or unlock working capital, our experienced advisers work with specialist lenders to find competitive terms that fit your needs.

Flexible funding to support your business goals

We work with a wide panel of lenders to tailor business loan solutions that reflect your unique circumstances, industry and aspirations. From short-term working capital to longer-term expansion funding, our approach ensures you get clarity and support throughout the application process.

Business Loans

Business loans provide an injection of cash to help companies invest in growth opportunities, upgrade technology, refinance existing debt or cover unexpected costs. Options include unsecured facilities and secured lending to suit a businesses specific need.

Acquisition Finance

If you are considering acquiring another business or buying out a partner, acquisition finance can help bridge the funding gap. These loans are structured to support strategic growth and allow you to make deals happen without tying up all of your own capital.

Merchant Cash Advance

A merchant cash advance gives you fast access to funds based on future card sales. This flexible option can be particularly useful for retail or hospitality businesses with steady card turnover, offering repayments that adjust with your daily sales levels.

Franchise Finance

If you’re investing in a franchise or expanding an existing one, franchise finance can help bridge the cost of franchise fees, equipment and working capital. We work with lenders familiar with franchised business models that support sustainable growth.

Tax Finance

Tax liabilities can place pressure on a businesses seasonal cash flow. Tax finance offers a structured way to spread the cost of tax bills over manageable payments, helping you meet HMRC obligations without disrupting ongoing operations.

Growth Guarantee Scheme

The Growth Guarantee Scheme allows eligible UK businesses to access loans with government-backed guarantees for more favourable lending terms. This support can make it easier to secure finance that might otherwise be difficult to obtain, helping you invest in innovation, people or infrastructure.

Latest News

Explore some of our growth, finance, risk & protection blogs...

Business finance options explained – Loans, asset finance & invoice finance

Business finance options explained – Loans, asset finance & invoice finance

For many business owners, the world of finance can feel complex, especially when they are…

750 400 Lorna Slee
2026 trends in SME finance, what business owners should prepare for now

2026 trends in SME finance, what business owners should prepare for now

As SMEs look ahead to 2026, the financial landscape is set to evolve in ways…

750 400 Lorna Slee
Corporation tax deadlines, what company directors need to know

Corporation tax deadlines, what company directors need to know

As the financial year progresses, one of the most important responsibilities for UK company directors…

750 400 Lorna Slee

Looking for some help?

Schedule a call with our business finance team.

Speak with a business adviser

One of our business loan specialists

Provide us with your contact details

We can then arrange for one of our business finance specialists to contact you
Book A Call
Your data is important to us, please follow this link to our privacy policy.

Start Typing
Privacy Preferences

When you visit our website, it may store information through your browser from specific services, usually in the form of cookies. Here you can change your Privacy preferences. It is worth noting that blocking some types of cookies may impact your experience on our website and the services we are able to offer.

Our website uses cookies, mainly from 3rd party services. Define your Privacy Preferences and/or agree to our use of cookies.