As we approach the end of another busy year, we are starting to prepare for some much-needed downtime to enjoy festive celebrations with family and friends. This always puts us in a reflective mood. 2023 has been another incredibly rewarding year and we have been privileged to support our loyal client base. We have also…
read moreOver recent years the Retail sector has had to become flexible in how it reaches its clients. Back in 2020 retail businesses had to quickly embrace change and move to selling online. As a result, in the past 18 months we have seen an upward trend in enticing customers back to visit retail outlets to…
read moreA finance lender is a company or financial institution that provides a funding source for businesses. The provision of funds is done so on the agreement of a specific repayment period where interest and/or fees are added to the total amount of money being loaned. There are a broad number of reasons why finance might…
read moreThere are many terms used in the world of business finance, so here is our A-to-Z list to help you navigate your way: Asset Finance – a funding solution used to purchase business assets. Business Loan – another finance agreement used to purchase items for the business. Cashflow – the level of cash a business…
read moreIt is well known that two of the most challenging industries are the retail and hospitality sectors. Rarely do you find that one month is the same as the next and the fluctuation of earnt revenue can vary dramatically. For some, this could be seasonal where the festive and holiday periods bring the best earning…
read moreIn simple terms, asset finance provides the funding solution to enable the acquisition of a business asset or piece of equipment. Funding is secured on the asset and payments made on a monthly basis over a set period of time. Whilst this may sound simple there are actually many facets to asset finance. Two key…
read moreWhen a business decides that they need some additional funding the biggest headache they can face is sourcing the best option. It can often be confusing and difficult to understand which the right solution for their business. Which is the best route to go down? This is why a finance broker can be so important.…
read moreOur offices are now closed and we will re-open at 9:30 am on Tuesday 3rd January 2023. We are now taking some time to enjoy the festivities and spend special time with our families and friends. It has been a thoroughly enjoyable time for all of us at NGI and we are grateful for all…
read moreSince Covid-19 we have all experienced how vulnerable the economy has become, especially in the world of business. If we explore the small business sector, there are daily reports about what is happening along with the types of businesses and industries that are suffering. Of course, there will always be businesses that suffer but this…
read moreValue added tax (VAT) is a charge that relates to the tax of goods or services. VAT is only charged when the business is registered for the scheme or their VAT taxable turnover is more than £85,000. This results in a 20% charge being added to items or services that are purchased or sold. Key…
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