The farming industry is a crucial part of the economy but it is one which also is extremely challenging. Managing cash flow when you operate in a seasonal basis, where income hits big highs and big lows, is never an easy process. This is where agricultural finance is critical to the successful running of any…
read moreThe RLS (Recovery Loan Scheme) backed Government initiative has been running since April 2021 and continues to offer financial support to all types of businesses across the UK. It was set-up to assist companies who have been adversely affected due to COVID-19. The finance available can be utilised for any genuine business purpose and lending…
read moreAs the name implies, working capital finance has been developed to help a business boost its working capital through business finance. Often it will be sourced for areas of business growth where a company is looking to diversify into a new market or focusing on winning much larger contracts. Working capital finance can be utilised…
read moreThe Coronavirus Job Retention Scheme (CJRS) closed on 30th September. This was an initiative set-up by the Government which allowed a business to claim up to 60% of a furloughed employees wage, with a cap of £1,875 per month, per employee. A business then had to pay at least 20% of their wages so the…
read moreRunning a food manufacturing business can be a challenge. Not only are there the day-to-day operations and staffing issues to contend with, there are also other factors such as being hit with product recalls, product shortages and issues with supply chains. Operating a business in this sector is complex, from processing raw food, mixing ingredients,…
read moreThe packaging industry is fast moving and incredibly competitive. Any business operating within this sector needs to be continually evolving through investment and development. Here at NGI we are highly experienced in working with manufacturing companies. We understand their challenges and are here to support them with all their business growth needs. Our team have…
read moreAny successfully manufacturing business continually invests in the latest equipment and technologies to ensure that their operating processes are fully optimised. Gaining a competitive advantage thanks to state-of-the-art equipment is crucially important. A CNC (Computer Numerical Control) machine is arguably one of the most important manufacturing machines. It can pre-programme computer software which will then…
read moreIn today’s world where we are surrounded by choices and options for any type of purchase it can often be frustrating to find exactly what we need. If we relate this to the world of business finance, we have an abundance of choices. There is a vast array of financing options available, but how do…
read moreThe SME (small and medium-sized enterprise) sector is arguably the most important area for the business community. With an estimated turnover of £1.6 trillion it accounts for 47% of private sector turnover.* Any business with a turnover of less than £25 million and fewer than 250 employees fits into the SME category and it is…
read moreThe Enterprise Finance Guarantee Loan (EFG) is a scheme set-up to assist businesses who might not have been successful with a normal commercial loan application. It is a government backed initiative where they guarantee up to 75% of the loan with the lender against the outstanding facility. Any lender will need to be fully satisfied…
read more
