The Enterprise Finance Guarantee Loan (EFG) is a scheme set-up to assist businesses who might not have been successful with a normal commercial loan application. It is a government backed initiative where they guarantee up to 75% of the loan with the lender against the outstanding facility. Any lender will need to be fully satisfied…
read moreMany businesses have recognised that when in need of finance the traditional approach of speaking with their local bank is not always the best option. Instead, they seek the advice and guidance of alternative lending specialists. An alternative lending company is one that can provide a whole host of lending solutions which includes
read moreAdapt has become such a prominent word over the past 18-months. People have had to adapt to a new way of living and working. Businesses have had to adapt to ensure that they continue to trade, making sure their staff can work safely and diversifying where possible. Here are our top tips for adapting your…
read moreReceivable finance is a very popular funding solution that helps to free up working capital whilst a business continues to run smoothly. Also known as invoice discounting or invoice factoring, this solution will bridge the gap between cash being needed for day-to-day business operations and clients settling an invoice. As the name suggests receivable finance…
read moreA common preconception when we speak about the self-employed is that this refers solely to trade professionals such as electricians, plasterers, plumbers, gardeners and carpenters. However, there are several ways in which a business can operate through self-employment. In fact, there are 3 types of legal entity: Sole trader – the easiest option for starting…
read moreSince the Covid-19 pandemic hit the Government have been incredibly proactive in supporting the business community through a range of funding initiatives. We saw the introduction of the Business Bounce Back Loan Scheme (BBLS), Coronavirus Business Interruption Loan Scheme (CBILS) and Coronavirus Large Business Interruption Loan Scheme (CLBILS). Most recently these have all been replaced…
read moreAll small businesses will set themselves the same goal, provide an excellent service or product and look to generate profit as soon as possible. There is no set pattern for business growth. Some businesses might take 5-years to achieve their potential whilst others could be hitting impressive profit margins within just 5-months of trading. Both…
read moreManaging cash flow can be one of the most important areas for a business. Cash flow is basically the calculation between money coming in and money going out of a business. This is based on existing money already within the business along with both income and expenditure, it does not include any assets or investments.…
read moreWhen the time is right, purchasing an existing business or franchise can be an incredible opportunity for any entrepreneur or business professional. Growing businesses might also see their growth plans realised further through company acquisitions. Often the purchase of a business will be driven by its reputation, established customer base and proven track record. Once…
read moreCommercial finance is a lending solution that has been developed for any type of commercial business. Also known as business funding or business finance, it is a loan that can be made available through different finance facilities. A commercial loan will provide a business with a boost in cashflow that will enable the purchase of…
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