May success story This month, we are proud to share a significant refinancing success that has supported the continued growth of a respected vineyard in the heart of Sussex. Helping to strengthen both the business and the local economy. The need: £2 million to refinance and invest in sustainable growth Our client, the owner of…
read moreFor businesses looking to expand, business finance plays a crucial role in facilitating growth. Whether it's scaling operations, investing in new technology, or increasing market reach, the right financial support can accelerate success. Here are 5 ways business finance can be used to fulfil growth. Expanding operations Growth often requires expanding operations, which can include…
read moreBusiness finance is a critical tool for companies seeking growth, stability, and expansion. Various industries in the UK rely on financing options such as asset finance, invoice financing, and business loans to support their operations. Here are the top five industries currently leveraging business finance. Manufacturing The manufacturing sector requires significant capital investment in machinery,…
read moreApril success story This month, we are proud to highlight a significant funding achievement that has empowered a local business to grow and enhance its offerings, contributing to the vibrant community of the Cotswolds. The need: £300K to develop a post office and convenience store Our client, the owner of a well-loved post office and…
read moreApplying for business finance can be a very important step in ensuring the growth and sustainability of a business. However, there are often obstacles faced during this process due to avoidable mistakes. We have seen first-hand how mistakes made when applying for business finance can be very damaging for a company. We are therefore sharing…
read moreMarch success story This month, we are delighted to showcase a significant funding achievement that has enabled a college to invest in new student accommodation, enhancing its facilities and attracting future generations of learners. The need: £6 million to develop new student housing Our client, a further education institution, required £6 million to fund the…
read moreUnsecured loans have gained significant popularity among borrowers due to their accessibility and flexibility. Unlike secured loans, unsecured loans do not require collateral, making them an attractive option for individuals and businesses who may not have valuable assets as collateral. Why choose an unsecured loan? No collateral requirement Borrowers are not obligated to provide assets…
read moreWhen businesses consider acquiring assets such as equipment or vehicles, typically there are two primary financing options available, these are leasing and hire purchase. Understanding the distinctions between these methods is crucial for making informed financial decisions that align with your company's goals and cash flow considerations. Hire purchase Hire purchase is a financing arrangement…
read moreInterest rates are a pivotal component of the UK's economic framework, directly influencing the cost of borrowing for businesses. Understanding how these rates affect business loans is essential for companies aiming to manage their finances effectively. The Bank of England sets the base interest rate, which serves as a benchmark for lending and borrowing costs…
read moreWorking capital is essential for an SME (small to medium-sized enterprise). It enables them to manage daily operations, invest in growth opportunities, and navigate financial challenges. Being able to effectively manage working capital ensures that businesses have sufficient cash flow to cover short-term obligations and capitalise on new growth initiatives. What is Working Capital? Working…
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