As SMEs look ahead to 2026, the financial landscape is set to evolve in ways that will influence borrowing, investment and day-to-day cash flow management. With economic conditions stabilising and lending markets becoming more competitive, business owners who understand the emerging trends and prepare early, will be best placed to secure the right funding at…
read moreIf you lease vehicles, equipment, property or machinery, your 2026 accounts are going to look very different. New FRS 102 rules mean those operating leases you've kept off the balance sheet? They're all moving on - as both assets and liabilities. We know this sounds like typical accountant territory, but these changes could directly impact…
read moreAs the end of the calendar year approaches, small and medium-sized enterprises (SMEs) face a crucial opportunity to review their finances, optimise their tax position and ensure compliance with regulatory requirements. A well-planned year-end process not only reduces stress in January but also strengthens cash flow, highlights growth opportunities and supports better decision-making for the…
read moreIn today’s fast-moving business world, it’s not enough just to know you need funding. It’s about understanding the right way to access it and that’s where the role of a trusted intermediary comes in. In the latest episode of Finance in Fifteen from Business Finance Matters, “What is a Business Finance Intermediary?”, hosts David and…
read morePeriods of economic uncertainty can challenge even the most resilient businesses. Fluctuating markets, rising costs and shifting customer demand can all place pressure on cash flow and planning. In these conditions, access to flexible finance isn’t just useful, it’s a strategic safeguard. Used effectively, finance can provide a crucial buffer, helping businesses manage risk, maintain…
read moreScaling operations requires investment and for many businesses, equipment is at the heart of that growth. From machinery and vehicles to technology and specialised tools, having access to the right assets at the right time can directly impact productivity, efficiency and competitiveness. Equipment financing provides a practical way to acquire these essential resources without draining…
read moreA well-timed asset finance strategy can be the key to unlocking growth, maintaining cash flow and staying competitive, regardless of the sector. Asset finance allows businesses to acquire essential equipment, vehicles, or technology without the need for large upfront payments. Instead, the cost is spread over an agreed period, helping to preserve working capital while…
read moreAccess to finance is a critical driver of business growth and for many UK SMEs, the Growth Guarantee Scheme (GGS) could be the key to unlocking their next stage of expansion. Designed to help businesses secure funding they might otherwise struggle to access, this government-backed scheme gives lenders the confidence to offer finance on more…
read moreA well-planned funding strategy can play a major role in a company achieving its 2026 business goals. Whether the focus is growth, expansion, new product launches or simply improving cash flow, having access to the right type of business finance at the right time can make or break the plans. Having the ability to secure…
read moreA business credit score is a key gauge of financial health and it plays a huge role in determining future financing prospects. A credit agency will assess payment history, level of debt, company structure (e.g. limited or sole trader) and any public records (such as CCJ’s). A score is then generated which a lender will…
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