Business finance options explained – Loans, asset finance & invoice finance
For many business owners, the world of finance can feel complex, especially when they are…
At NGI Finance, we help UK businesses access tailored loan solutions that support growth, cash flow and strategic investment. Whether you’re looking to fund expansion, manage seasonal fluctuations or unlock working capital, our experienced advisers work with specialist lenders to find competitive terms that fit your needs.

We work with a wide panel of lenders to tailor business loan solutions that reflect your unique circumstances, industry and aspirations. From short-term working capital to longer-term expansion funding, our approach ensures you get clarity and support throughout the application process.
Business loans provide an injection of cash to help companies invest in growth opportunities, upgrade technology, refinance existing debt or cover unexpected costs. Options include unsecured facilities and secured lending to suit a businesses specific need.
If you are considering acquiring another business or buying out a partner, acquisition finance can help bridge the funding gap. These loans are structured to support strategic growth and allow you to make deals happen without tying up all of your own capital.
A merchant cash advance gives you fast access to funds based on future card sales. This flexible option can be particularly useful for retail or hospitality businesses with steady card turnover, offering repayments that adjust with your daily sales levels.
If you’re investing in a franchise or expanding an existing one, franchise finance can help bridge the cost of franchise fees, equipment and working capital. We work with lenders familiar with franchised business models that support sustainable growth.
Tax liabilities can place pressure on a businesses seasonal cash flow. Tax finance offers a structured way to spread the cost of tax bills over manageable payments, helping you meet HMRC obligations without disrupting ongoing operations.
The Growth Guarantee Scheme allows eligible UK businesses to access loans with government-backed guarantees for more favourable lending terms. This support can make it easier to secure finance that might otherwise be difficult to obtain, helping you invest in innovation, people or infrastructure.
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One of our business loan specialists
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