Waiting 30, 60 or even 90 days for customers to pay can put unnecessary pressure on your cash flow. Spot invoice finance allows you to unlock the value of a single invoice and receive funds quickly, helping you keep your business moving.
Instead of waiting for payment, you can release cash tied up in unpaid invoices and access the working capital you need to pay suppliers, invest in growth, or manage day-to-day expenses.
Invoice finance works by advancing a percentage of the invoice value upfront, with the balance released once your customer pays the invoice.
Spot Invoice Finance (sometimes called single invoice finance) allows businesses to raise funding against individual invoices, rather than committing to financing their entire sales ledger.
This makes it a flexible solution for businesses that only need funding occasionally or want to maintain control over most of their invoices.
It’s ideal if you:
By using unpaid invoices as security, businesses can access a percentage of the invoice value almost immediately, with the remaining balance paid once the customer settles the invoice
Spot invoice finance is particularly suitable for businesses that:
Because the funding is secured against invoices rather than physical assets, it can often be more accessible than traditional lending options.
At NGI Finance, we make accessing spot invoice finance simple and straightforward. Our experienced team helps match your business with flexible funding solutions from a panel of lenders, offering fast, transparent support from enquiry through to funding, tailored to your needs.
Explore some of our other options:
What is Invoice Finance? Invoice finance helps businesses access the funds that they need to…
Single invoice finance can improve your cash flow and free up much-needed working capital by…
There are many terms used in the world of business finance, so here is our…
Maintaining a steady cash flow is a common challenge faced by an SME, especially in…
Securing invoice finance can be a smart way for businesses to improve cash flow, especially…
In today’s world where we are surrounded by choices and options for any type of…
For many businesses, cash flow is the biggest challenge. They have done the work, sent…
Maintaining a positive cashflow is crucial for any business for its ongoing success. Often one…
When you visit our website, it may store information through your browser from specific services, usually in the form of cookies. Here you can change your Privacy preferences. It is worth noting that blocking some types of cookies may impact your experience on our website and the services we are able to offer.
