Commercial investment mortgages help businesses and investors purchase or refinance properties that are intended to generate rental income or long-term capital growth. Whether you are expanding a property portfolio or looking to invest in commercial real estate, this type of finance provides a structured way to support property investment goals.
A commercial investment mortgage allows you to spread the cost of purchasing investment property over time while using rental income to help cover repayments.
Investment mortgages are for the purchase of a commercial or semi-commercial property for letting on commercial terms. Investment mortgages can include properties such as shops, offices or a buy-to-let property portfolio. Unlike standard mortgages for residential properties, where the loan is dependent on the personal earning capacity of the borrower, a commercial investment mortgage lender is interested in the income that the property will generate in order to repay the loan.
Commercial investment mortgage lenders consider the market potential of the property i.e. the type and location of the property, the lease terms and the quality of the tenant or the rental demand for the property in order to prove that the investment is going to produce a suitable income in order to repay the mortgage.
This means that there is no limit to the number of investment mortgages that one individual can hold, provided each investment property offers a suitable return, the lender is likely to put up the necessary cash regardless of the number of investment mortgages the borrower may have.
If you’re buying a commercial property or a residential property portfolio to rent out as an investment, NGI Finance can find you the most attractive terms to help you maximise your return. We act swiftly to get the best mortgage deal for you so that you can put your offer in on the property, meeting any auction or purchase deadlines.
We offer investment mortgage loans on commercial properties and buy-to-let residential portfolios, including:
NGI Finance has experience across a wide range of industries in matching the right commercial investment mortgage deal for our clients, whatever their size or their financial circumstances.
With access to an extensive range of lenders who provide commercial mortgages including traditional high street banks and specialist lenders, we can help take the stress out of finding a investment mortgage by providing you with a friendly, efficient service and the best deal.
Explore some of our other options:
Creating a financial forecast for a growing business is an essential part of its strategic…
Discussing Commercial Mortgage Refinancing Refinancing a commercial mortgage, also known as remortgaging, has many advantages…
Summer can be a crucial period for many leisure and hospitality businesses. From seaside cafes…
The phrase “cashflow is key” is relevant to every industry but it is vitally important…
The waste management sector is on the rise. With the Government focussed on implementing initiatives…
Effective budgeting is an important factor for any business. However, it is easy to fall…
There are several finance options for businesses that operate within the healthcare and medical sectors.…
Bridging finance is a type of short-term loan. It is often associated with property development…
There are many advantages to investing in a commercial property and ultimately it helps to…
When you visit our website, it may store information through your browser from specific services, usually in the form of cookies. Here you can change your Privacy preferences. It is worth noting that blocking some types of cookies may impact your experience on our website and the services we are able to offer.
